Liberty Mutual offers tailored car insurance solutions with a variety of discounts to help you save. With over 100 years of trusted service, Liberty Mutual provides options like multi-car and safe driver discounts. Customize your coverage to fit your needs and use their digital tools for easy policy management. Learn more about their liability, vehicle, and optional coverages today.
What kind of discount can you get for insuring multiple cars with Liberty Mutual?
- A) 5%
- B) 10%
- C) 15%
- D) 20%
- Answer: C) 15%
What is one of the digital tools Liberty Mutual offers to help manage your policy?
- A) Online banking
- B) Mobile app
- C) Social media
- D) Email alerts
- Answer: B) Mobile app
How much can you potentially save by using the RightTrack® program for safe driving behavior?
- A) Up to 10%
- B) Up to 20%
- C) Up to 30%
- D) Up to 40%
- Answer: C) Up to 30%
Which rating does Liberty Mutual hold from A.M. Best Company?
- A) A (Excellent)
- B) B (Good)
- C) C (Fair)
- D) D (Poor)
- Answer: A) A (Excellent)
What does Liability Coverage help pay for?
- A) Damages to your car
- B) Injuries and damages you cause in an accident
- C) Theft of your vehicle
- D) Regular maintenance costs
- Answer: B) Injuries and damages you cause in an accident
What percentage can you save when you bundle auto and home insurance with Liberty Mutual?
- A) 5%
- B) 10%
- C) 15%
- D) Over $950
- Answer: D) Over $950
Which coverage helps pay for damages to your car regardless of fault?
- A) Liability Coverage
- B) Comprehensive and Collision Coverage
- C) Medical Payments Coverage
- D) Uninsured Motorist Coverage
- Answer: B) Comprehensive and Collision Coverage
What is a benefit of the Violation-Free Discount?
- A) Reduced premium for safe driving history
- B) Free roadside assistance
- C) Free car maintenance
- D) Increased liability limits
- Answer: A) Reduced premium for safe driving history
What should you consider when determining your car insurance coverage needs?
- A) Your driving history
- B) Your home address
- C) Your job title
- D) Your favorite color
- Answer: A) Your driving history
What can affect your car insurance rate?
- A) Your driving record
- B) The color of your car
- C) Your hobbies
- D) Your favorite sports team
- Answer: A) Your driving record
What does Comprehensive Coverage include?
- A) Theft and damage from non-collision events
- B) Only collision damages
- C) Medical bills
- D) Legal fees
- Answer: A) Theft and damage from non-collision events
How can you save money on Liberty Mutual car insurance?
- A) By purchasing multiple policies
- B) By paying in cash
- C) By having pets
- D) By driving a sports car
- Answer: A) By purchasing multiple policies
What does the RightTrack® program monitor?
- A) Your fuel consumption
- B) Your driving behavior
- C) Your car’s mileage
- D) Your insurance payment history
- Answer: B) Your driving behavior
What is the minimum car insurance coverage required by most states?
- A) Comprehensive Coverage
- B) Liability Coverage
- C) Collision Coverage
- D) Full Coverage
- Answer: B) Liability Coverage
What kind of coverage helps with rental car reimbursement?
- A) Liability Coverage
- B) Optional Coverages
- C) Collision Coverage
- D) Comprehensive Coverage
- Answer: B) Optional Coverages
Which coverage is typically required if you have a car loan?
- A) Liability Coverage
- B) Collision and Comprehensive Coverage
- C) Medical Payments Coverage
- D) Uninsured Motorist Coverage
- Answer: B) Collision and Comprehensive Coverage
What can the Liberty Mutual app help you do?
- A) Manage your policy and pay bills
- B) Play games
- C) Watch movies
- D) Read news
- Answer: A) Manage your policy and pay bills
What type of discount is offered to safe drivers?
- A) Multi-Car Discount
- B) Violation-Free Discount
- C) New Car Discount
- D) Full Coverage Discount
- Answer: B) Violation-Free Discount
What does Collision Coverage help pay for?
- A) Damage from a natural disaster
- B) Damage from hitting another vehicle or object
- C) Routine maintenance
- D) Interior car detailing
- Answer: B) Damage from hitting another vehicle or object
How long has Liberty Mutual been in the insurance business?
- A) 50 years
- B) 75 years
- C) Over 100 years
- D) Over 150 years
- Answer: C) Over 100 years
Which of the following is NOT typically covered by car insurance?
- A) Personal items inside your vehicle
- B) Injuries to people in the other vehicle
- C) Damage to someone else’s property
- D) Your medical expenses
- Answer: A) Personal items inside your vehicle
What can Liberty Mutual’s Liability Coverage help with?
- A) Regular maintenance costs
- B) Injuries and property damage you cause in an accident
- C) Thefts from your car
- D) Roadside assistance
- Answer: B) Injuries and property damage you cause in an accident
What type of coverage is recommended if you often drive in areas with high crime rates?
- A) Liability Coverage
- B) Collision Coverage
- C) Comprehensive Coverage
- D) Medical Payments Coverage
- Answer: C) Comprehensive Coverage
How can you check your eligibility for car insurance discounts with Liberty Mutual?
- A) By calling customer service
- B) By visiting their website
- C) By sending a letter
- D) By checking their mobile app
- Answer: B) By visiting their website
What is required to get a car insurance quote from Liberty Mutual?
- A) Your driving record and vehicle information
- B) Your social media profiles
- C) Your employment history
- D) Your pet’s medical records
- Answer: A) Your driving record and vehicle information
What type of coverage helps with damages to your car from non-collision events?
- A) Collision Coverage
- B) Comprehensive Coverage
- C) Liability Coverage
- D) Medical Payments Coverage
- Answer: B) Comprehensive Coverage
What kind of coverage is often required by lenders for leased or financed vehicles?
- A) Liability Coverage
- B) Collision and Comprehensive Coverage
- C) Uninsured Motorist Coverage
- D) Medical Payments Coverage
- Answer: B) Collision and Comprehensive Coverage
How can you ensure you have the right car insurance coverage for your needs?
- A) By consulting with an insurance agent
- B) By reading reviews online
- C) By watching TV commercials
- D) By asking friends and family
- Answer: A) By consulting with an insurance agent
What can you use to pay your Liberty Mutual car insurance bill?
- A) Cash only
- B) Check or money order
- C) Credit card or online payment
- D) Gift card
- Answer: C) Credit card or online payment
What type of insurance coverage is beneficial for frequent travelers?
- A) Liability Coverage
- B) Roadside Assistance Coverage
- C) Collision Coverage
- D) Pet Insurance
- Answer: B) Roadside Assistance Coverage